ObieTech

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ObieTech

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    • Home
    • Our Team
    • Services
      • Solutions
      • Platform
      • Security
    • Privacy Policy
    • FAQ
  • Home
  • Our Team
  • Services
    • Solutions
    • Platform
    • Security
  • Privacy Policy
  • FAQ

WHO WE ARE

Our Vision

The fintech market is saturated with AI experimentation, pilots, and advisory services that never translate into deployed product capability and real revenue impact.


ObieTech develops production-grade financial technology infrastructure powered by advanced AI — enabling financial institutions to launch smarter product capabilities, accelerate delivery cycles, and unlock measurable commercial impact within regulated environments.

Our Team

Led by Gareth, is a small but amazing team of industry pioneers and experts who share Gareth's vision and passion.


We thrive on creativity and collaboration. Our team's diverse skills help us to solve real problems and meet the evolving needs of our partners.


People make a difference, and with Gareth's inspiring leadership and talented team, we're guiding startups and enterprise companies through the dynamic landscape of product development.


We envision a future where every startup we partner with not only thrives but leads the way in innovation and sustainable growth.

Our Experience

ObieTech was created by operators who have built and scaled fintech platforms inside regulated environments.


We built the company, Frollo, to be the leading Fintech in Australia under the Consumer Data Right (CDR). Our team were the first to ingest data under the government's CDR, driving adoption of open banking and empowering customers with control over their financial data. We played an important role in the standards, the implementation, the rollout and the scaling of CDR in Australia. 

Meet the ObieTech team

Gareth Gumbley

Gareth Gumbley

Gareth Gumbley

Gareth is the founder of ObieTech and previously founded Frollo, one of Australia’s early pioneers in open banking and financial data innovation. With more than two decades of experience across fintech and consumer finance, Gareth has built platforms that turn financial data into meaningful product capability.

He founded ObieTech to addres

Gareth is the founder of ObieTech and previously founded Frollo, one of Australia’s early pioneers in open banking and financial data innovation. With more than two decades of experience across fintech and consumer finance, Gareth has built platforms that turn financial data into meaningful product capability.

He founded ObieTech to address a challenge he saw repeatedly across the industry: financial institutions investing in emerging technologies like AI but struggling to operationalise them inside regulated environments.

At ObieTech, Gareth leads the mission to build a financial intelligence platform that enables institutions to embed intelligent capabilities directly into their products—accelerating product delivery while maintaining the security, governance, and reliability required in financial services.

He is passionate about bringing together great people, technology, and ideas to shape the next generation of intelligent financial products.

Edd Smith

Gareth Gumbley

Gareth Gumbley

Edd is the Chief Technology Officer at ObieTech, where he leads the architecture and engineering behind the platform.

With a strong background in fintech and enterprise software, Edd has a proven track record of using technology to drive product innovation and business growth. Prior to joining ObieTech, he led technology strategy and platf

Edd is the Chief Technology Officer at ObieTech, where he leads the architecture and engineering behind the platform.

With a strong background in fintech and enterprise software, Edd has a proven track record of using technology to drive product innovation and business growth. Prior to joining ObieTech, he led technology strategy and platform development at a pioneering fintech, building secure and scalable systems designed to operate within regulated financial environments.

At ObieTech, Edd is responsible for designing the platform architecture that enables financial institutions to embed intelligent capabilities directly into their products. His focus is on building secure, high-performance systems that integrate seamlessly with existing financial infrastructure.

Edd is passionate about applying emerging technologies to solve complex problems and mentoring engineering teams to deliver production-ready software at scale.

Ali Dyball

Gareth Gumbley

Ali Dyball

Ali is the Head of Operations at ObieTech, where she leads operational strategy and delivery across the business.

With extensive experience in fintech operations and regulated environments, Ali specialises in building the structures and processes that allow technology platforms to scale efficiently while meeting the governance and complian

Ali is the Head of Operations at ObieTech, where she leads operational strategy and delivery across the business.

With extensive experience in fintech operations and regulated environments, Ali specialises in building the structures and processes that allow technology platforms to scale efficiently while meeting the governance and compliance standards required in financial services.

At ObieTech, Ali is responsible for ensuring the platform and organisation operate with the discipline needed to support enterprise clients. This includes implementing operational frameworks, compliance programs, and delivery processes that enable teams to execute reliably at scale.

Ali is passionate about building strong teams and fostering collaborative environments where people can do their best work, ensuring ObieTech continues to deliver secure, high-quality technology for financial institutions.

Archie

Gareth Gumbley

Ali Dyball

Archie is Head of Security, although this largely involves him spinning in a circle barking when the post man comes by. 

He is great company, always up for a cuddle if you are having a tough day. As a security guard he has his flaws, so we will need to rely on Edd for the technical stuff! 

Contact Us

OBIE TECH

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